People are going to try to break into your car. Its, unfortunately, one of those things that happens far too often. But that doesn’t mean that it is the end of the world. Yes, it is an inconvenience, but here is how you can go about fixing a break-in to your car.
5 Steps To Getting A Windshield Replacement After A Break-In
Step 1) File a Police Report About Your Break-In
If your car has been broken into, do not touch anything until you call the police. You will have to file a report and describe the details of what happened. In some cases, police will come down to your location and inspect the break-in. However, there are also going to be times when they won’t. It is here where taking photos comes in handy.
Take as many shots as possible of the broken windows from different angles – again without touching anything. It highlights the damage that has been done, which is further evidence that to provide your insurance company that you legitimately need windshield repairs.
Step 2) Contact Your Insurance Company About Your Windshield Replacement
With photos of the break-in and the file from the police, you can now reach out and contact your insurance company. Explain to them what occurred, and provide them with the police file information as well as the photos. It will indicate to them what occurred. Now, depending on your coverage, you will either be covered for the break-in or not.
You must understand what kind of coverage you have for your cracked windshields and replacements. If you have comprehensive insurance, you will be covered for the break-in, and you can claim the windshield replacement. The insurance company will pay you 100% of the fee, without any deductible.
If you do not have any comprehensive coverage, you will have to pay out of pocket. So it will be up to you to find a windshield replacement company that offers an excellent price for you. Some windshield repair companies in Calgary will have exclusive deals and offers, and you have to find them.
If you have to pay a deductible, you have to think if it is worth it. In some cases, it might not be. An example would be that a window replacement costs you $200, but your insurance deductible is $500, meaning you have to pay $300 more to get your windshield replaced. In that case, it is not worth it.
However, it should be noted that if the cost of the repair or replacement is lower than your deductible, the insurance company might not even cover you.
Step 3) Clean Up The Glass Before Any Windshield Repairs
Grab your vacuum and take the time to clean up all the glass in your car. Double-check if there are any shards of glass remaining. When you take it to get it repaired, the auto-glass company will clean it anyway to make sure, but you should start the process yourself.